Claims administration like never before

Truly Agentic Claims Administration

ClaimsBay is the first, truly Agentic AI platform purpose-built for end-to-end healthcare claims administration. Intelligent agents handle the complexity, offering human control where essential, while the platform continuously learns for improved outcomes.

96–99%

Straight-through auto-adjudication

>99.6%

Payment accuracy at scale

TPAs, Payors, Health Plans and Provider Networks

HIPAASOC 2 Type IIHITRUST
Claims lifecycle · AI-orchestrated end-to-end

AI for Adjudication. Humans for Control.

Human administrators remain in complete control, with the ability to review, intervene, override, and manage every stage when needed, while ClaimsBay’s specialized AI agents automate workflows, validate information, and rapidly adjudicate claims.

Complete: Set to Pay · 835 remittance issued
Claim CB-4417 · 837P · ProfessionalClaim timeline
Start
Claim CB-4417 received as an 837P professional claim.
Member Eligibility
Member Lookup and PlanPASSED
Retrieve member and plan information.
Availity Member Eligibility VerificationPASSED
Verify the member is eligible on the date of service through Availity.
Member Coordination of Benefits CheckPASSED
Check whether the member has other insurance coverage.
Provider Network Assignment
Validate Provider NPIPASSED
Validate the rendering and billing provider NPIs.
Provider Contract AssignmentPASSED
Assign the provider contract from benefit type and place of service.
Benefits and Authorization
Determine Benefit ScopePASSED
Determine benefit scope and risk for each procedure.
Agent Authorization DeterminationPASSED
The agent checks whether the service needs prior authorization.
Authorization Determination ReviewREVIEW
Auth match below the confidence threshold, so it goes to a reviewer with the agent’s evidence.
RULE APPLIEDAuthorization confidence threshold
Reviewer confirmed auth #A-99182 matches the service · 38s
Validation
Timely Filing CheckPASSED
Confirm the claim was filed within the timely filing window.
RULE APPLIEDTimely filing window
All ValidationsPASSED
Apply the validation rules configured in Governance (rule set v14).
RULE APPLIEDValidation rule set v14
Edits
NCCI PTP Code ValidationPASSED
Check procedure pairs against NCCI procedure-to-procedure edits.
Multiple Procedure ReductionPASSED
Select the primary procedure and apply the reduction to the others.
Pricing
Claim PricingPASSED
Price each line against the assigned contract.
Claim CoPayPASSED
Calculate member cost share and update accumulators.
Finalize
Duplicate Claim CheckPASSED
Check whether the claim duplicates one already on file.
Global HITL CheckPASSED
Governance rules decide whether a final human review is needed. Not needed for this claim.
RULE APPLIEDFinal human review policy, rule set v14
Set To PayPASSED
Choose the payment destination and release to the next check run.
End
Set to Pay. 835 remittance issued to the provider.
A claims operations lead walks a colleague through ClaimsBay on a laptop

Claimsbay’s AI Agents take routine claims off your team’s workload, letting them focus their time and expertise where it matters most. Higher straight-through processing means fewer repetitive tasks, greater operational efficiency, and a workforce built for higher-value work.

4.1s
median time from 837 intake to decision
Exceptions
only, in the examiner queue

Until ClaimsBay, growth was synonymous with higher human cost. With ClaimsBay, you can process more claims, shorten turnaround times, and increase operating capacity without adding proportional human cost.

Pre-pay
every claim checked before money moves
3×
volume with today’s team
Human-in-the-loop

AI Agents Execute. Humans Govern.

Agents move fast. Your team decides where they stop and a person takes over.

Control

On ClaimsBay, confidence thresholds are set by you. Anything below the threshold goes to a reviewer with the agent’s evidence attached.

Governance

The Workflow Designer lets you set governance rules on ClaimsBay and test the outcomes before going live.

Auditability

A one-click dashboard shows which agent acted, on what data, under which rule version, with what confidence, and who overrode it.

Data Control

Your data stays in your environment. PHI is never shared with third parties or used to train AI models.

Agentic AI & human-in-the-loop

  • Every decision records which agent acted, what data it used, which plan rule applied and its confidence, and it can be replayed for auditors.

  • Agents understand 837, diagnosis pointers, modifiers, place of service, NCCI edits, COB and provider taxonomies without generic LLM prompting.

  • ClaimsBay uses user defined deterministic rules where appropriate, and agents where judgment is needed.

  • ClaimsBay learns from your administrators’ decisions and continuously adapts to your organization’s claims patterns. As it learns, more claims can move straight through adjudication.

  • ClaimsBay lets administrators shape how agents work across the claims lifecycle. Configure steps, define when agents act or escalate, test new workflows, and publish or revert changes without depending on software development cycles.

A clinician reviews a claim on a glass display: claim timeline, AI pre-screen with no issues detected, and an AI Assistant reporting a 98% confidence score
A HealthBay expert guiding a customer through ClaimsBay on a laptop
Business outcomes

What changes in the first two quarters.

>96–99%
Straight-Through Auto Adjudication
>96%
Payment Accuracy
4–15 s
Claims Cycle Time
One platform, many agentic solutions

Specialized agents across every payer operation.

01Eligibility verification

Truly Agentic Eligibility Verification

ClaimsBay orchestrates a team of specialized AI agents to verify eligibility, coverage, benefits, member status, provider relationships, and exceptions by bringing in the right agent at the right moment. Agents collaborate across data sources and verification steps, automatically resolving routine cases while routing complex or uncertain cases to human experts.

99%
Reduction in Manual Eligibility Verification
Automate repetitive eligibility checks and reduce the volume of cases requiring manual intervention.
3X
Faster Eligibility Verification
Accelerate eligibility responses by orchestrating specialized agents across verification, validation, and exception handling.
About us

AI-native healthcare administration.

HealthBay is an AI-native healthcare technology company transforming complex healthcare administration through agentic AI, intelligent automation and connected platforms. We bring together healthcare domain expertise and the most modern, enterprise-grade autonomous AI agentic technology to help organizations move beyond fragmented applications toward more efficient, faster, accountable and transparent operations.

01

Purpose-Built for Healthcare Complexity

Healthcare operations demand a combination of domain knowledge, precision, interoperability and adaptability. HealthBay brings these capabilities together to address challenges across the healthcare administration lifecycle.

Agents can execute defined tasks, evaluate contextual information and coordinate multi-step workflows, while configurable controls and human oversight support governance and accountability.

02

Robust, Agentic Automation. Full Human Control.

We believe agentic automation should be measurable, decisions should be traceable, and people should retain appropriate oversight of consequential workflows. Security, governance and privacy must be integral to platform design, supported by the controls and deployment architecture required for each organization’s operating environment.

We envision a healthcare ecosystem in which technology absorbs administrative complexity, intelligent systems coordinate work across organizational boundaries, and healthcare professionals can focus their expertise where it creates the greatest value.

Let’s rethink what healthcare operations can achieve.

Know More

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